Lender profile · HMDA 2023–2025
Ume Federal Credit Union mortgage approval rates & lending data
Ume Federal Credit Union decided 303 mortgage applications and funded 259 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 92% | 241 / 261 | 91% | $205K | 219 |
Ume Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $205K | 303 | 259 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.