Union Capital Mortgage Corporation mortgage approval rate & lending review
Union Capital Mortgage Corporation decided 1,263 mortgage applications and funded 1,213 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Union Capital Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Union Capital Mortgage Corporation at a glance
Approval is 10.8 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 974 / 1,007 | 100% | $265K | 974 |
| Home improvement loans | 88% | 53 / 60 | 100% | $245K | 53 |
| Refinance | 97% | 68 / 70 | 100% | $345K | 68 |
| Investment property purchase | 94% | 97 / 103 | 100% | $145K | 97 |
Union Capital Mortgage Corporation lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Union Capital Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cuyahoga County, OH | Mortgage lenders | 98% | 459 | 448 |
| Summit County, OH | Mortgage lenders | 97% | 130 | 126 |
| Lorain County, OH | Mortgage lenders | 99% | 91 | 90 |
| Lake County, OH | Mortgage lenders | 97% | 59 | 57 |
| Cuyahoga County, OH | Investment property purchase | 96% | 50 | 48 |
| Medina County, OH | Mortgage lenders | 94% | 31 | 29 |
| Cuyahoga County, OH | Refinance | 97% | 29 | 28 |
| Portage County, OH | Mortgage lenders | 96% | 26 | 25 |
| Cuyahoga County, OH | Home improvement loans | 92% | 25 | 23 |
The county markets where Union Capital Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Union Capital Mortgage Corporation
What is Union Capital Mortgage Corporation's mortgage approval rate?
Union Capital Mortgage Corporation approved 96.0% of the 1,263 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.8 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Union Capital Mortgage Corporation offers?
Borrowers accepted 100% of the loans Union Capital Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Union Capital Mortgage Corporation make?
The typical home purchase mortgage loan Union Capital Mortgage Corporation made was $265K; across all loan types its typical loan ran from $145K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Union Capital Mortgage Corporation lend?
Union Capital Mortgage Corporation decided applications in 4 of the states Fat Boy Data covers, most of them in Ohio, Florida and Georgia.
Can I apply to Union Capital Mortgage Corporation directly?
Yes. Union Capital Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Union Capital Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Union Capital Mortgage Corporation treats applications, then get a rate quote from the lender.