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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cuyahoga County, Ohio

Fat Boy Data analyzed home improvement loan activity in Cuyahoga County, Ohio, home to Cleveland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,120 applications were decided by 139 lenders between 2023 and 2025.

Cuyahoga County at a glance

139Active lenders39 with 20+ decisions
56.3%Market approval rate9,071 of 16,120 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,509 loans funded

How Cuyahoga County compares

Approval rate compared
Cuyahoga County56.3%Ohio63.6%All 616 counties62.7%
Typical loan compared
Cuyahoga County$65KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Cuyahoga County, OH, 1,558 of them.

Unity Catholic Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 57.

Lenders approved 56.3% of home improvement loan applications in Cuyahoga County, OH, 7.3 percentage points below the Ohio rate of 63.6%.

Only 2 lenders here typically write at or below $35K: Flagstar Bank, National Association, Unity Catholic Federal Credit Union.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 303One lender: 31% approved of 298One lender: 33% approved of 690One lender: 33% approved of 141One lender: 34% approved of 32One lender: 43% approved of 46The Huntington National Bank: 47% approved of 3,542One lender: 48% approved of 25One lender: 50% approved of 44One lender: 52% approved of 27One lender: 53% approved of 264PNC Bank, National Association: 56% approved of 1,232One lender: 57% approved of 988One lender: 58% approved of 100One lender: 59% approved of 22One lender: 59% approved of 1,125Third Federal Savings And Loan Association Of Cleveland: 60% approved of 2,234Citizens Bank, National Association: 61% approved of 1,534One lender: 61% approved of 23One lender: 64% approved of 22One lender: 64% approved of 22One lender: 66% approved of 379KeyBank National Association: 66% approved of 1,375One lender: 67% approved of 27One lender: 69% approved of 194One lender: 71% approved of 21One lender: 73% approved of 22One lender: 77% approved of 48One lender: 77% approved of 176One lender: 78% approved of 251One lender: 80% approved of 20One lender: 83% approved of 23One lender: 92% approved of 25One lender: 93% approved of 29One lender: 94% approved of 35One lender: 96% approved of 24One lender: 98% approved of 290One lender: 100% approved of 57One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Cuyahoga County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank47%1,650 / 3,54294%$75K1,558
2Third Federal Savings And Loan Association Of Cleveland60%1,343 / 2,23497%$45K1,297
3Citizens Bank, National Association61%933 / 1,53496%$75K895
4KeyBank National Association66%914 / 1,37597%$45K886
5PNC Bank, National Association56%688 / 1,23296%$65K663

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 134 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Cuyahoga County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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