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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cuyahoga County, Ohio

Fat Boy Data analyzed home improvement loan activity in Cuyahoga County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 16,120 applications were decided by 139 lenders between 2023 and 2025.

Cuyahoga County at a glance

139Active lenders39 with 20+ decisions
56.3%Market approval rate9,071 of 16,120 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up8,509 loans funded

How Cuyahoga County compares

Approval rate compared
Cuyahoga County56.3%Ohio63.6%All 616 counties62.7%
Typical loan compared
Cuyahoga County$65KOhio$65KAll 616 counties$75K

What the data shows

The Huntington National Bank made the most home improvement loans in Cuyahoga County, OH, 1,558 of them.

Unity Catholic Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 57.

Lenders approved 56.3% of home improvement loan applications in Cuyahoga County, OH, 7.3 percentage points below the Ohio rate of 63.6%.

Only 2 lenders here typically write at or below $35K: Flagstar Bank, National Association, Unity Catholic Federal Credit Union.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 22% approved of 303Bank of America, National Association: 31% approved of 298U.S. Bank National Association: 33% approved of 690Spring Eq, LLC: 33% approved of 141Fourleaf: 34% approved of 32Pentagon Federal Credit Union: 43% approved of 46The Huntington National Bank: 47% approved of 3,542Loandepot.Com, LLC: 48% approved of 25Flagstar Bank, National Association: 50% approved of 44New American Funding, LLC: 52% approved of 27Navy Federal Credit Union: 53% approved of 264PNC Bank, National Association: 56% approved of 1,232Dollar Bank, Federal Savings Bank: 57% approved of 988Rocket Mortgage, LLC: 58% approved of 100Peoples Bank: 59% approved of 22Fifth Third Bank, National Association: 59% approved of 1,125Third Federal Savings And Loan Association Of Cleveland: 60% approved of 2,234Citizens Bank, National Association: 61% approved of 1,534Northwest Bank: 61% approved of 23Premier Bank: 64% approved of 22The Middlefield Banking Company: 64% approved of 22First National Bank of Pennsylvania: 66% approved of 379KeyBank National Association: 66% approved of 1,375First Commonwealth Bank: 67% approved of 27Figure Lending LLC: 69% approved of 194JPMorgan Chase Bank, National Association: 71% approved of 21The Farmers National Bank Of Canfield: 73% approved of 22Crosscountry Mortgage, LLC: 77% approved of 48Century: 77% approved of 176First Federal Savings And Loan Association Of Lakewood: 78% approved of 251Best Reward Federal Credit Union: 80% approved of 20CNB Bank: 83% approved of 23Union Capital Mortgage Corporation: 92% approved of 25Civista Bank: 93% approved of 29Union Home Mortgage Corp.: 94% approved of 35Nationstar Mortgage LLC: 96% approved of 24Coastal Community Bank: 98% approved of 290Unity Catholic Federal Credit Union: 100% approved of 57Lendage, LLC: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Cuyahoga County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank47%1,650 / 3,54294%$75K1,558
2Third Federal Savings And Loan Association Of Cleveland60%1,343 / 2,23497%$45K1,297
3Citizens Bank, National Association61%933 / 1,53496%$75K895
4KeyBank National Association66%914 / 1,37597%$45K886
5PNC Bank, National Association56%688 / 1,23296%$65K663

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 134 more lenders.

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