United Fidelity Funding Corp. mortgage approval rate & lending review
United Fidelity Funding Corp. decided 1,289 mortgage applications and funded 1,258 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions United Fidelity Funding Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to unitedfidelity.com.
United Fidelity Funding Corp. at a glance
Approval is 12.3 points above the 85.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,001 / 1,022 | 100% | $275K | 1,001 |
| Cash-out refinance | 96% | 91 / 95 | 100% | $205K | 91 |
| Refinance | 97% | 61 / 63 | 100% | $295K | 61 |
| Investment property purchase | 97% | 74 / 76 | 100% | $205K | 74 |
United Fidelity Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 98% | $255K | 313 | 306 |
| Oklahoma | 99% | $215K | 237 | 235 |
| California | 93% | $645K | 140 | 130 |
| Kansas | 97% | $355K | 101 | 98 |
| Florida | 97% | $325K | 100 | 97 |
| Indiana | 99% | $375K | 84 | 83 |
| Illinois | 100% | $185K | 66 | 66 |
| Washington | 98% | $715K | 47 | 46 |
| Arkansas | 98% | $235K | 45 | 44 |
| Nevada | 98% | $415K | 45 | 44 |
| Texas | 100% | $315K | 27 | 27 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where United Fidelity Funding Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tulsa County, OK | Mortgage lenders | 99% | 178 | 176 |
| Jackson County, MO | Mortgage lenders | 98% | 105 | 103 |
| Clay County, MO | Mortgage lenders | 97% | 61 | 59 |
| Johnson County, IN | Mortgage lenders | 97% | 38 | 37 |
| Cass County, MO | Mortgage lenders | 96% | 24 | 23 |
The county markets where United Fidelity Funding Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about United Fidelity Funding Corp.
What is United Fidelity Funding Corp.'s mortgage approval rate?
United Fidelity Funding Corp. approved 97.6% of the 1,289 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.3 points above the 85.3% national rate for the same mix of loan types.
How often do borrowers take the loan United Fidelity Funding Corp. offers?
Borrowers accepted 100% of the loans United Fidelity Funding Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does United Fidelity Funding Corp. make?
The typical home purchase mortgage loan United Fidelity Funding Corp. made was $275K; across all loan types its typical loan ran from $205K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does United Fidelity Funding Corp. lend?
United Fidelity Funding Corp. decided applications in 30 of the states Fat Boy Data covers, most of them in Missouri, Oklahoma and California.
Can I apply to United Fidelity Funding Corp. directly?
Yes. United Fidelity Funding Corp. reports as a direct lender that takes applications from borrowers. Its website is unitedfidelity.com.
Does this page show United Fidelity Funding Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how United Fidelity Funding Corp. treats applications, then get a rate quote from the lender.