University of Virginia Community Credit Union, Inc. mortgage approval rate & lending review
University of Virginia Community Credit Union, Inc. decided 792 mortgage applications and funded 611 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions University of Virginia Community Credit Union, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
University of Virginia Community Credit Union, Inc. at a glance
Approval is 7.1 points above the 72.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 168 / 187 | 95% | $375K | 160 |
| Home improvement loans | 74% | 285 / 387 | 99% | $75K | 281 |
| Refinance | 81% | 142 / 175 | 99% | $105K | 140 |
University of Virginia Community Credit Union, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 80% | $105K | 786 | 611 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where University of Virginia Community Credit Union, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Albemarle County, VA | Home improvement loans | 76% | 363 | 271 |
| Albemarle County, VA | Mortgage lenders | 90% | 162 | 139 |
| Albemarle County, VA | Refinance | 82% | 163 | 131 |
| Albemarle County, VA | Cash-out refinance | 81% | 21 | 15 |
The county markets where University of Virginia Community Credit Union, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about University of Virginia Community Credit Union, Inc.
What is University of Virginia Community Credit Union, Inc.'s mortgage approval rate?
University of Virginia Community Credit Union, Inc. approved 79.3% of the 792 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.1 points above the 72.2% national rate for the same mix of loan types.
How often do borrowers take the loan University of Virginia Community Credit Union, Inc. offers?
Borrowers accepted 97% of the loans University of Virginia Community Credit Union, Inc. approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does University of Virginia Community Credit Union, Inc. make?
The typical home improvement loan loan University of Virginia Community Credit Union, Inc. made was $75K; across all loan types its typical loan ran from $75K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does University of Virginia Community Credit Union, Inc. lend?
University of Virginia Community Credit Union, Inc. decided applications in 7 of the states Fat Boy Data covers, most of them in Virginia, California and District of Columbia.
Can I apply to University of Virginia Community Credit Union, Inc. directly?
Yes. University of Virginia Community Credit Union, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show University of Virginia Community Credit Union, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how University of Virginia Community Credit Union, Inc. treats applications, then get a rate quote from the lender.