Lender profile · HMDA 2023–2025
USC Credit Union mortgage approval rates & lending data
USC Credit Union decided 492 mortgage applications and funded 365 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 103 / 113 | 91% | $625K | 94 |
| Home improvement loans | 73% | 206 / 284 | 96% | $105K | 198 |
| Cash-out refinance | 75% | 21 / 28 | 100% | $375K | 21 |
| Refinance | 84% | 48 / 57 | 96% | $255K | 46 |
USC Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $105K | 492 | 365 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.