Victorian Finance, LLC mortgage approval rate & lending review
Victorian Finance, LLC decided 2,485 mortgage applications and funded 2,397 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Victorian Finance, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to victorianfinance.com.
Victorian Finance, LLC at a glance
Approval is 10.3 points above the 86.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,120 / 2,187 | 100% | $225K | 2,120 |
| Cash-out refinance | 95% | 57 / 60 | 93% | $205K | 53 |
| Refinance | 97% | 60 / 62 | 85% | $305K | 51 |
| Investment property purchase | 99% | 136 / 138 | 100% | $135K | 136 |
Victorian Finance, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 99% | $225K | 1,585 | 1,559 |
| Alabama | 88% | $255K | 260 | 228 |
| West Virginia | 97% | $165K | 237 | 231 |
| North Carolina | 99% | $235K | 136 | 133 |
| Texas | 98% | $295K | 83 | 81 |
| Florida | 94% | $355K | 68 | 61 |
| South Carolina | 95% | $235K | 22 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Victorian Finance, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Mortgage lenders | 98% | 780 | 763 |
| Washington County, PA | Mortgage lenders | 100% | 249 | 248 |
| Kanawha County, WV | Mortgage lenders | 97% | 210 | 204 |
| Beaver County, PA | Mortgage lenders | 99% | 181 | 180 |
| Westmoreland County, PA | Mortgage lenders | 100% | 141 | 141 |
| Madison County, AL | Mortgage lenders | 86% | 109 | 94 |
| Allegheny County, PA | Investment property purchase | 98% | 61 | 60 |
| Limestone County, AL | Mortgage lenders | 95% | 44 | 42 |
| Butler County, PA | Mortgage lenders | 98% | 41 | 40 |
| Alamance County, NC | Mortgage lenders | 100% | 35 | 35 |
| Morgan County, AL | Mortgage lenders | 83% | 35 | 29 |
| Fayette County, PA | Mortgage lenders | 100% | 23 | 23 |
The county markets where Victorian Finance, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Victorian Finance, LLC
What is Victorian Finance, LLC's mortgage approval rate?
Victorian Finance, LLC approved 97.0% of the 2,485 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.3 points above the 86.7% national rate for the same mix of loan types.
How often do borrowers take the loan Victorian Finance, LLC offers?
Borrowers accepted 99% of the loans Victorian Finance, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Victorian Finance, LLC make?
The typical home purchase mortgage loan Victorian Finance, LLC made was $225K; across all loan types its typical loan ran from $135K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Victorian Finance, LLC lend?
Victorian Finance, LLC decided applications in 25 of the states Fat Boy Data covers, most of them in Pennsylvania, Alabama and West Virginia.
Can I apply to Victorian Finance, LLC directly?
Yes. Victorian Finance, LLC reports as a direct lender that takes applications from borrowers. Its website is victorianfinance.com.
Does this page show Victorian Finance, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Victorian Finance, LLC treats applications, then get a rate quote from the lender.