Village Bank Mortgage Corporation mortgage approval rate & lending review
Village Bank Mortgage Corporation decided 653 mortgage applications and funded 602 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Village Bank Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Village Bank Mortgage Corporation at a glance
Approval is 10.9 points above the 86.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 589 / 602 | 95% | $295K | 559 |
Village Bank Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $295K | 648 | 598 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Village Bank Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Chesterfield County, VA | Mortgage lenders | 99% | 223 | 206 |
| Henrico County, VA | Mortgage lenders | 96% | 196 | 182 |
| Richmond city, VA | Mortgage lenders | 100% | 100 | 97 |
| Hanover County, VA | Mortgage lenders | 100% | 55 | 50 |
The county markets where Village Bank Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Village Bank Mortgage Corporation
What is Village Bank Mortgage Corporation's mortgage approval rate?
Village Bank Mortgage Corporation approved 97.7% of the 653 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.9 points above the 86.8% national rate for the same mix of loan types.
How often do borrowers take the loan Village Bank Mortgage Corporation offers?
Borrowers accepted 94% of the loans Village Bank Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Village Bank Mortgage Corporation make?
The typical home purchase mortgage loan Village Bank Mortgage Corporation made was $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Village Bank Mortgage Corporation lend?
Village Bank Mortgage Corporation decided applications in 2 of the states Fat Boy Data covers, most of them in Virginia and North Carolina.
Can I apply to Village Bank Mortgage Corporation directly?
Yes. Village Bank Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Village Bank Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Village Bank Mortgage Corporation treats applications, then get a rate quote from the lender.