Walden Savings Bank mortgage approval rate & lending review
Walden Savings Bank decided 489 mortgage applications and funded 467 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Walden Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Walden Savings Bank at a glance
Approval is 16.5 points above the 80.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 300 / 310 | 99% | $355K | 297 |
| Home improvement loans | 95% | 92 / 97 | 99% | $65K | 91 |
| Cash-out refinance | 100% | 55 / 55 | 100% | $125K | 55 |
Walden Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 96% | $355K | 484 | 462 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Walden Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Orange County, NY | Mortgage lenders | 97% | 202 | 194 |
| Orange County, NY | Home improvement loans | 96% | 67 | 64 |
| Ulster County, NY | Mortgage lenders | 95% | 65 | 61 |
| Orange County, NY | Cash-out refinance | 100% | 37 | 37 |
| Dutchess County, NY | Mortgage lenders | 96% | 24 | 23 |
| Ulster County, NY | Home improvement loans | 92% | 24 | 22 |
The county markets where Walden Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Walden Savings Bank
What is Walden Savings Bank's mortgage approval rate?
Walden Savings Bank approved 96.5% of the 489 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.5 points above the 80.0% national rate for the same mix of loan types.
How often do borrowers take the loan Walden Savings Bank offers?
Borrowers accepted 99% of the loans Walden Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Walden Savings Bank make?
The typical home purchase mortgage loan Walden Savings Bank made was $355K; across all loan types its typical loan ran from $65K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Walden Savings Bank lend?
Walden Savings Bank decided applications in 2 of the states Fat Boy Data covers, most of them in New York and New Jersey.
Can I apply to Walden Savings Bank directly?
Yes. Walden Savings Bank is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Walden Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Walden Savings Bank treats applications, then get a rate quote from the lender.