Wallkill Valley Federal Savings and Loan Association mortgage approval rate & lending review
Wallkill Valley Federal Savings and Loan Association decided 297 mortgage applications and funded 263 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wallkill Valley Federal Savings and Loan Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Wallkill Valley Federal Savings and Loan Association at a glance
Approval is 11.4 points above the 82.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 170 / 177 | 97% | $355K | 165 |
| Home improvement loans | 78% | 25 / 32 | 92% | $65K | 23 |
| Investment property purchase | 95% | 40 / 42 | 82% | $335K | 33 |
Wallkill Valley Federal Savings and Loan Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 94% | $355K | 297 | 263 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Wallkill Valley Federal Savings and Loan Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ulster County, NY | Mortgage lenders | 95% | 114 | 107 |
| Orange County, NY | Mortgage lenders | 98% | 47 | 44 |
| Ulster County, NY | Investment property purchase | 100% | 25 | 22 |
The county markets where Wallkill Valley Federal Savings and Loan Association made the most loans. Each link opens that market with every lender ranked.
Questions about Wallkill Valley Federal Savings and Loan Association
What is Wallkill Valley Federal Savings and Loan Association's mortgage approval rate?
Wallkill Valley Federal Savings and Loan Association approved 93.9% of the 297 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.4 points above the 82.5% national rate for the same mix of loan types.
How often do borrowers take the loan Wallkill Valley Federal Savings and Loan Association offers?
Borrowers accepted 94% of the loans Wallkill Valley Federal Savings and Loan Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wallkill Valley Federal Savings and Loan Association make?
The typical home purchase mortgage loan Wallkill Valley Federal Savings and Loan Association made was $355K; across all loan types its typical loan ran from $65K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wallkill Valley Federal Savings and Loan Association lend?
Wallkill Valley Federal Savings and Loan Association decided applications in 1 of the states Fat Boy Data covers, most of them in New York.
Can I apply to Wallkill Valley Federal Savings and Loan Association directly?
Yes. Wallkill Valley Federal Savings and Loan Association is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Wallkill Valley Federal Savings and Loan Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wallkill Valley Federal Savings and Loan Association treats applications, then get a rate quote from the lender.