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investment property lenders · HMDA 2023–2025

Investment property lenders in Ulster County, New York

Fat Boy Data analyzed investment property mortgage activity in Ulster County, New York, home to Kingston, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 891 applications were decided by 155 lenders between 2023 and 2025.

Ulster County at a glance

155Active lenders14 with 20+ decisions
87.1%Market approval rate776 of 891 decided
$335KTypical loanmedian lender, $10K brackets
95%Borrower take-up738 loans funded

How Ulster County compares

Approval rate compared
Ulster County87.1%New York85.2%All 616 counties87.5%
Typical loan compared
Ulster County$335KNew York$465KAll 616 counties$255K

What the data shows

Ulster Savings Bank made the most investment property mortgages in Ulster County, NY, 67 of them.

Rondout Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical investment property mortgage here is $335K, 28% smaller than the New York typical of $465K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 48% approved of 23Loan Funder LLC: 79% approved of 58One lender: 80% approved of 20JPMorgan Chase Bank, National Association: 86% approved of 29United Wholesale Mortgage, LLC: 89% approved of 28One lender: 90% approved of 20Ulster Savings Bank: 92% approved of 77One lender: 95% approved of 22One lender: 96% approved of 28Homestead Funding Corp.: 97% approved of 37One lender: 100% approved of 27One lender: 100% approved of 25One lender: 100% approved of 22One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Ulster County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ulster Savings Bank92%71 / 7794%$335K67
2Loan Funder LLC79%46 / 5893%$255K43
3Homestead Funding Corp.97%36 / 37100%$355K36
4JPMorgan Chase Bank, National Association86%25 / 29100%$435K25
5United Wholesale Mortgage, LLCBroker only89%25 / 28100%$285K25

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 150 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Ulster County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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