Warsaw Federal Savings and Loan Association mortgage approval rate & lending review
Warsaw Federal Savings and Loan Association decided 907 mortgage applications and funded 842 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Warsaw Federal Savings and Loan Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Warsaw Federal Savings and Loan Association at a glance
Approval is 7.7 points above the 85.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 530 / 563 | 100% | $265K | 528 |
| Cash-out refinance | 80% | 20 / 25 | 100% | $195K | 20 |
| Refinance | 89% | 55 / 62 | 98% | $255K | 54 |
| Investment property purchase | 97% | 222 / 229 | 99% | $155K | 219 |
Warsaw Federal Savings and Loan Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 92% | $265K | 664 | 609 |
| Kentucky | 98% | $255K | 50 | 49 |
| Maryland | 100% | $155K | 49 | 49 |
| Florida | 96% | $265K | 45 | 43 |
| Indiana | 96% | $115K | 26 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Warsaw Federal Savings and Loan Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hamilton County, OH | Mortgage lenders | 93% | 327 | 305 |
| Clermont County, OH | Mortgage lenders | 95% | 56 | 52 |
| Butler County, OH | Mortgage lenders | 91% | 54 | 49 |
| Butler County, OH | Investment property purchase | 97% | 39 | 37 |
| Hamilton County, OH | Refinance | 92% | 39 | 35 |
| Warren County, OH | Mortgage lenders | 94% | 31 | 29 |
| Kenton County, KY | Mortgage lenders | 100% | 26 | 26 |
| Baltimore County, MD | Investment property purchase | 100% | 24 | 24 |
| Baltimore city, MD | Investment property purchase | 100% | 24 | 24 |
The county markets where Warsaw Federal Savings and Loan Association made the most loans. Each link opens that market with every lender ranked.
Questions about Warsaw Federal Savings and Loan Association
What is Warsaw Federal Savings and Loan Association's mortgage approval rate?
Warsaw Federal Savings and Loan Association approved 93.5% of the 907 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.7 points above the 85.8% national rate for the same mix of loan types.
How often do borrowers take the loan Warsaw Federal Savings and Loan Association offers?
Borrowers accepted 99% of the loans Warsaw Federal Savings and Loan Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Warsaw Federal Savings and Loan Association make?
The typical home purchase mortgage loan Warsaw Federal Savings and Loan Association made was $265K; across all loan types its typical loan ran from $155K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Warsaw Federal Savings and Loan Association lend?
Warsaw Federal Savings and Loan Association decided applications in 23 of the states Fat Boy Data covers, most of them in Ohio, Kentucky and Maryland.
Can I apply to Warsaw Federal Savings and Loan Association directly?
Yes. Warsaw Federal Savings and Loan Association is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Warsaw Federal Savings and Loan Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Warsaw Federal Savings and Loan Association treats applications, then get a rate quote from the lender.