Home›Ohio›Hamilton County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Hamilton County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Hamilton County, Ohio, home to Cincinnati, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,285 applications were decided by 257 lenders between 2023 and 2025.

Hamilton County at a glance

257Active lenders48 with 20+ decisions
78.5%Market approval rate5,718 of 7,285 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,401 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County78.5%Ohio76.9%All 616 counties76.5%
Typical loan compared
Hamilton County$155KOhio$105KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Hamilton County, OH, 1,145 of them.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical mortgage refinance here is $155K, 48% larger than the Ohio typical of $105K.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 122One lender: 48% approved of 52One lender: 51% approved of 61One lender: 59% approved of 29The Huntington National Bank: 62% approved of 417One lender: 62% approved of 40One lender: 63% approved of 38One lender: 66% approved of 58One lender: 67% approved of 124One lender: 67% approved of 61One lender: 74% approved of 73One lender: 74% approved of 50Third Federal Savings And Loan Association Of Cleveland: 75% approved of 462One lender: 76% approved of 38One lender: 76% approved of 51PNC Bank, National Association: 77% approved of 620One lender: 77% approved of 146Fifth Third Bank, National Association: 79% approved of 1,521One lender: 80% approved of 59One lender: 80% approved of 283One lender: 81% approved of 53One lender: 82% approved of 22One lender: 82% approved of 117United Wholesale Mortgage, LLC: 82% approved of 346One lender: 82% approved of 45One lender: 83% approved of 36One lender: 86% approved of 36One lender: 86% approved of 22One lender: 88% approved of 32One lender: 88% approved of 186One lender: 88% approved of 34One lender: 88% approved of 34One lender: 88% approved of 34One lender: 89% approved of 65One lender: 90% approved of 30One lender: 90% approved of 20One lender: 91% approved of 55One lender: 91% approved of 111One lender: 91% approved of 34One lender: 92% approved of 39One lender: 93% approved of 46One lender: 95% approved of 61One lender: 96% approved of 94One lender: 96% approved of 182One lender: 96% approved of 269One lender: 97% approved of 36One lender: 100% approved of 29One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association79%1,198 / 1,52196%$105K1,145
2PNC Bank, National Association77%479 / 62097%$105K466
3Third Federal Savings And Loan Association Of Cleveland75%345 / 46295%$115K327
4The Huntington National Bank62%258 / 41794%$155K243
5United Wholesale Mortgage, LLCBroker only82%284 / 34695%$275K270

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 252 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hamilton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Hamilton County

Other lending data for Hamilton County

Nearby markets