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refinance lenders · HMDA 2023–2025

Refinance lenders in Hamilton County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Hamilton County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,285 applications were decided by 257 lenders between 2023 and 2025.

Hamilton County at a glance

257Active lenders48 with 20+ decisions
78.5%Market approval rate5,718 of 7,285 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,401 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County78.5%Ohio76.9%All 616 counties76.5%
Typical loan compared
Hamilton County$155KOhio$105KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Hamilton County, OH, 1,145 of them.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical mortgage refinance here is $155K, 48% larger than the Ohio typical of $105K.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 29% approved of 122First Financial Bank: 48% approved of 52Lakeview Loan Servicing, LLC: 51% approved of 61Loandepot.Com, LLC: 59% approved of 29The Huntington National Bank: 62% approved of 417KeyBank National Association: 62% approved of 40Bank of America, National Association: 63% approved of 38Citizens Bank, National Association: 66% approved of 58Wright-Patt Credit Union, Inc.: 67% approved of 124Newrez LLC: 67% approved of 61Mortgage Research Center, LLC: 74% approved of 73Superior Credit Union, Inc.: 74% approved of 50Third Federal Savings And Loan Association Of Cleveland: 75% approved of 462The Park National Bank: 76% approved of 38First Commonwealth Bank: 76% approved of 51PNC Bank, National Association: 77% approved of 620U.S. Bank National Association: 77% approved of 146Fifth Third Bank, National Association: 79% approved of 1,521Royal United Mortgage LLC: 80% approved of 59Rocket Mortgage, LLC: 80% approved of 283WesBanco Bank, Inc.: 81% approved of 53Wells Fargo Bank, National Association: 82% approved of 22Guardian Savings Bank: 82% approved of 117United Wholesale Mortgage, LLC: 82% approved of 346Kemba Credit Union, Inc.: 82% approved of 45Mutual of Omaha Mortgage, Inc.: 83% approved of 36Riverhills Bank: 86% approved of 36Planet Home Lending, LLC: 86% approved of 22JPMorgan Chase Bank, National Association: 88% approved of 32The North Side Bank & Trust Company: 88% approved of 186First Community Mortgage, Inc.: 88% approved of 34Nationstar Mortgage LLC: 88% approved of 34Amerihome Mortgage Company, LLC: 88% approved of 34Village Capital & Investment LLC: 89% approved of 65General Electric Credit Union: 90% approved of 301st National Bank: 90% approved of 20Cinfed Federal Credit Union: 91% approved of 55Pennymac Loan Services, LLC: 91% approved of 111Stock Yards Bank & Trust Company: 91% approved of 34Warsaw Federal Savings and Loan Association: 92% approved of 39LCNB National Bank: 93% approved of 46Guaranteed Rate, Inc.: 95% approved of 61Crosscountry Mortgage, LLC: 96% approved of 94Freedom Mortgage Corporation: 96% approved of 182Union Savings Bank: 96% approved of 269Union Home Mortgage Corp.: 97% approved of 36American Neighborhood Mortgage Acceptance Company LLC: 100% approved of 29Endeavor Capital, LLC.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association79%1,198 / 1,52196%$105K1,145
2PNC Bank, National Association77%479 / 62097%$105K466
3Third Federal Savings And Loan Association Of Cleveland75%345 / 46295%$115K327
4The Huntington National Bank62%258 / 41794%$155K243
5United Wholesale Mortgage, LLCBroker only82%284 / 34695%$275K270

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 252 more lenders.

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Other lending data for Hamilton County

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Nearby markets

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