WATER AND POWER COMMUNITY Credit Union mortgage approval rate & lending review
WATER AND POWER COMMUNITY Credit Union decided 681 mortgage applications and funded 527 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions WATER AND POWER COMMUNITY Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
WATER AND POWER COMMUNITY Credit Union at a glance
Approval is 6.5 points above the 71.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 171 / 178 | 99% | $695K | 170 |
| Home improvement loans | 66% | 233 / 353 | 99% | $105K | 231 |
| Refinance | 90% | 78 / 87 | 100% | $415K | 78 |
| Investment home improvement | 71% | 22 / 31 | 100% | $125K | 22 |
WATER AND POWER COMMUNITY Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $415K | 679 | 527 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where WATER AND POWER COMMUNITY Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 66% | 284 | 186 |
| Los Angeles County, CA | Investment home improvement | 75% | 24 | 18 |
| San Bernardino County, CA | Home improvement loans | 61% | 23 | 14 |
The county markets where WATER AND POWER COMMUNITY Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about WATER AND POWER COMMUNITY Credit Union
What is WATER AND POWER COMMUNITY Credit Union's mortgage approval rate?
WATER AND POWER COMMUNITY Credit Union approved 77.8% of the 681 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.5 points above the 71.4% national rate for the same mix of loan types.
How often do borrowers take the loan WATER AND POWER COMMUNITY Credit Union offers?
Borrowers accepted 99% of the loans WATER AND POWER COMMUNITY Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does WATER AND POWER COMMUNITY Credit Union make?
The typical home improvement loan loan WATER AND POWER COMMUNITY Credit Union made was $105K; across all loan types its typical loan ran from $105K to $695K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does WATER AND POWER COMMUNITY Credit Union lend?
WATER AND POWER COMMUNITY Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in California, Ohio and Texas.
Can I apply to WATER AND POWER COMMUNITY Credit Union directly?
Yes. WATER AND POWER COMMUNITY Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show WATER AND POWER COMMUNITY Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how WATER AND POWER COMMUNITY Credit Union treats applications, then get a rate quote from the lender.