Lender profile · HMDA 2023–2025
WATER AND POWER COMMUNITY Credit Union mortgage approval rates & lending data
WATER AND POWER COMMUNITY Credit Union decided 681 mortgage applications and funded 527 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 171 / 178 | 99% | $695K | 170 |
| Home improvement loans | 66% | 233 / 353 | 99% | $105K | 231 |
| Refinance | 90% | 78 / 87 | 100% | $415K | 78 |
| Investment home improvement | 71% | 22 / 31 | 100% | $125K | 22 |
WATER AND POWER COMMUNITY Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $415K | 679 | 527 |
| Ohio | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.