Watson Mortgage Corp. mortgage approval rate & lending review
Watson Mortgage Corp. decided 521 mortgage applications and funded 389 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Watson Mortgage Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to info.ffbf.com.
Watson Mortgage Corp. at a glance
Approval is 11.7 points below the 86.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 355 / 460 | 100% | $255K | 354 |
| Investment property purchase | 70% | 21 / 30 | 100% | $195K | 21 |
Watson Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 75% | $255K | 521 | 389 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Watson Mortgage Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Duval County, FL | Mortgage lenders | 75% | 190 | 143 |
| Alachua County, FL | Mortgage lenders | 79% | 24 | 19 |
The county markets where Watson Mortgage Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Watson Mortgage Corp.
What is Watson Mortgage Corp.'s mortgage approval rate?
Watson Mortgage Corp. approved 74.9% of the 521 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points below the 86.5% national rate for the same mix of loan types.
How often do borrowers take the loan Watson Mortgage Corp. offers?
Borrowers accepted 100% of the loans Watson Mortgage Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Watson Mortgage Corp. make?
The typical home purchase mortgage loan Watson Mortgage Corp. made was $255K; across all loan types its typical loan ran from $195K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Watson Mortgage Corp. lend?
Watson Mortgage Corp. decided applications in 1 of the states Fat Boy Data covers, most of them in Florida.
Can I apply to Watson Mortgage Corp. directly?
Yes. Watson Mortgage Corp. reports as a direct lender that takes applications from borrowers. Its website is info.ffbf.com.
Does this page show Watson Mortgage Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Watson Mortgage Corp. treats applications, then get a rate quote from the lender.