We Florida Financial mortgage approval rate & lending review
We Florida Financial decided 371 mortgage applications and funded 334 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions We Florida Financial reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
We Florida Financial at a glance
Approval is 19.7 points above the 73.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 107 / 115 | 93% | $105K | 100 |
| Home improvement loans | 94% | 102 / 109 | 96% | $65K | 98 |
| Cash-out refinance | 93% | 99 / 107 | 99% | $75K | 98 |
| Refinance | 96% | 26 / 27 | 100% | $125K | 26 |
We Florida Financial lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 93% | $75K | 371 | 334 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where We Florida Financial lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Broward County, FL | Cash-out refinance | 93% | 81 | 74 |
| Broward County, FL | Home improvement loans | 93% | 81 | 72 |
The county markets where We Florida Financial made the most loans. Each link opens that market with every lender ranked.
Questions about We Florida Financial
What is We Florida Financial's mortgage approval rate?
We Florida Financial approved 93.3% of the 371 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.7 points above the 73.5% national rate for the same mix of loan types.
How often do borrowers take the loan We Florida Financial offers?
Borrowers accepted 97% of the loans We Florida Financial approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does We Florida Financial make?
The typical home purchase mortgage loan We Florida Financial made was $105K; across all loan types its typical loan ran from $65K to $125K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does We Florida Financial lend?
We Florida Financial decided applications in 1 of the states Fat Boy Data covers, most of them in Florida.
Can I apply to We Florida Financial directly?
Yes. We Florida Financial is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show We Florida Financial's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how We Florida Financial treats applications, then get a rate quote from the lender.