Lender profile · HMDA 2023–2025
West Michigan Community Bank mortgage approval rates & lending data
West Michigan Community Bank decided 314 mortgage applications and funded 289 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 211 / 220 | 99% | $285K | 208 |
| Investment property purchase | 95% | 35 / 37 | 97% | $285K | 34 |
West Michigan Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 94% | $285K | 314 | 289 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.