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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ottawa County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Ottawa County, Michigan, home to Holland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,083 applications were decided by 284 lenders between 2023 and 2025.

Ottawa County at a glance

284Active lenders61 with 20+ decisions
83.6%Market approval rate10,096 of 12,083 decided
$305KTypical loanmedian lender, $10K brackets
92%Borrower take-up9,322 loans funded

How Ottawa County compares

Approval rate compared
Ottawa County83.6%Michigan84.6%All 616 counties87.6%
Typical loan compared
Ottawa County$305KMichigan$235KAll 616 counties$335K

What the data shows

Lake Michigan Credit Union made the most home purchase mortgages in Ottawa County, MI, 2,423 of them.

That is 26% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Northern Mortgage Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 301.

The typical home purchase mortgage here is $305K, 30% larger than the Michigan typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 4821St Mortgage Corporation: 41% approved of 633One lender: 43% approved of 30Triad Financial Services, Inc.: 47% approved of 1,811One lender: 52% approved of 204One lender: 78% approved of 78One lender: 80% approved of 20One lender: 81% approved of 21Neighborhood Loans, Inc.: 86% approved of 391One lender: 87% approved of 75One lender: 87% approved of 30One lender: 88% approved of 26One lender: 89% approved of 64One lender: 89% approved of 122One lender: 89% approved of 332One lender: 89% approved of 38One lender: 90% approved of 126One lender: 91% approved of 33One lender: 91% approved of 327One lender: 91% approved of 222One lender: 92% approved of 287One lender: 93% approved of 27One lender: 93% approved of 42One lender: 93% approved of 29One lender: 94% approved of 78One lender: 94% approved of 48One lender: 94% approved of 33One lender: 94% approved of 50United Wholesale Mortgage, LLC: 95% approved of 555One lender: 95% approved of 79One lender: 95% approved of 21One lender: 95% approved of 110One lender: 96% approved of 45One lender: 96% approved of 71One lender: 96% approved of 123One lender: 96% approved of 25One lender: 96% approved of 203One lender: 96% approved of 56One lender: 97% approved of 31One lender: 97% approved of 32One lender: 97% approved of 65One lender: 97% approved of 34Lake Michigan Credit Union: 97% approved of 2,521One lender: 98% approved of 128One lender: 98% approved of 217One lender: 98% approved of 240One lender: 98% approved of 192One lender: 99% approved of 251One lender: 100% approved of 301One lender: 100% approved of 171One lender: 100% approved of 107One lender: 100% approved of 95One lender: 100% approved of 76One lender: 100% approved of 49One lender: 100% approved of 45One lender: 100% approved of 39One lender: 100% approved of 37One lender: 100% approved of 33One lender: 100% approved of 21One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Ottawa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lake Michigan Credit Union97%2,457 / 2,52199%$305K2,423
2Triad Financial Services, Inc.47%856 / 1,81139%$55K334
321St Mortgage Corporation41%261 / 63397%$75K254
4United Wholesale Mortgage, LLCBroker only95%525 / 55599%$315K522
5Neighborhood Loans, Inc.86%338 / 39199%$285K336

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 279 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Ottawa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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