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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Kent County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Kent County, Michigan, home to Grand Rapids, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 25,876 applications were decided by 379 lenders between 2023 and 2025.

Kent County at a glance

379Active lenders90 with 20+ decisions
85.1%Market approval rate22,025 of 25,876 decided
$285KTypical loanmedian lender, $10K brackets
96%Borrower take-up21,087 loans funded

How Kent County compares

Approval rate compared
Kent County85.1%Michigan84.6%All 616 counties87.6%
Typical loan compared
Kent County$285KMichigan$235KAll 616 counties$335K

What the data shows

Lake Michigan Credit Union made the most home purchase mortgages in Kent County, MI, 4,838 of them.

Mms Mortgage Services, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

The typical home purchase mortgage here is $285K, 21% larger than the Michigan typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 49One lender: 29% approved of 8721St Mortgage Corporation: 31% approved of 1,468One lender: 37% approved of 208One lender: 37% approved of 67Triad Financial Services, Inc.: 44% approved of 2,123One lender: 57% approved of 315One lender: 72% approved of 92One lender: 78% approved of 74One lender: 84% approved of 49One lender: 84% approved of 105One lender: 85% approved of 79One lender: 86% approved of 178One lender: 87% approved of 136One lender: 89% approved of 615Neighborhood Loans, Inc.: 91% approved of 1,361One lender: 91% approved of 80One lender: 91% approved of 670One lender: 91% approved of 47One lender: 92% approved of 96One lender: 92% approved of 301One lender: 92% approved of 239One lender: 92% approved of 76One lender: 92% approved of 822One lender: 92% approved of 219One lender: 92% approved of 472One lender: 93% approved of 56One lender: 93% approved of 167United Wholesale Mortgage, LLC: 94% approved of 1,472One lender: 95% approved of 56One lender: 95% approved of 568One lender: 95% approved of 140One lender: 95% approved of 80One lender: 95% approved of 141One lender: 95% approved of 596One lender: 95% approved of 86One lender: 96% approved of 91One lender: 96% approved of 71One lender: 96% approved of 325One lender: 96% approved of 77One lender: 96% approved of 53Lake Michigan Credit Union: 97% approved of 5,062One lender: 97% approved of 200One lender: 97% approved of 202One lender: 97% approved of 74One lender: 97% approved of 298One lender: 98% approved of 346One lender: 98% approved of 46One lender: 98% approved of 49One lender: 98% approved of 100One lender: 98% approved of 303One lender: 98% approved of 51One lender: 98% approved of 107One lender: 98% approved of 334One lender: 98% approved of 554One lender: 99% approved of 477One lender: 99% approved of 455One lender: 99% approved of 535One lender: 99% approved of 378One lender: 100% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lake Michigan Credit Union97%4,908 / 5,06299%$285K4,838
2Triad Financial Services, Inc.44%940 / 2,12344%$55K418
3United Wholesale Mortgage, LLCBroker only94%1,383 / 1,472100%$265K1,378
421St Mortgage Corporation31%458 / 1,46898%$65K450
5Neighborhood Loans, Inc.91%1,235 / 1,361100%$255K1,230

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 374 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Kent County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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