Lender profile · HMDA 2023–2025
West Point Bank mortgage approval rates & lending data
West Point Bank decided 612 mortgage applications and funded 520 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 127 / 155 | 86% | $235K | 109 |
| Home improvement loans | 89% | 25 / 28 | 88% | $35K | 22 |
| Refinance | 85% | 53 / 62 | 94% | $155K | 50 |
| Investment property purchase | 99% | 288 / 291 | 93% | $175K | 267 |
| Investment refinance | 98% | 40 / 41 | 95% | $135K | 38 |
| Investment home improvement | 100% | 34 / 34 | 97% | $65K | 33 |
West Point Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 93% | $175K | 608 | 516 |
| Louisiana | 100% | $255K | 3 | 3 |
| Alabama | 100% | $585K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.