Wolfe Financial, Inc mortgage approval rate & lending review
Wolfe Financial, Inc decided 2,045 mortgage applications and funded 1,955 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Wolfe Financial, Inc reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Wolfe Financial, Inc at a glance
Approval is 9.5 points above the 86.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,665 / 1,734 | 100% | $245K | 1,665 |
| Cash-out refinance | 93% | 78 / 84 | 100% | $255K | 78 |
| Refinance | 97% | 95 / 98 | 100% | $365K | 95 |
| Investment property purchase | 92% | 87 / 95 | 100% | $165K | 87 |
Wolfe Financial, Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 98% | $245K | 485 | 475 |
| North Carolina | 97% | $245K | 386 | 376 |
| Texas | 95% | $215K | 318 | 303 |
| Tennessee | 91% | $295K | 254 | 231 |
| Florida | 94% | $265K | 211 | 198 |
| Louisiana | 98% | $245K | 159 | 156 |
| Wisconsin | 93% | $225K | 82 | 76 |
| Georgia | 90% | $285K | 60 | 54 |
| Alabama | 97% | $285K | 35 | 34 |
| Mississippi | 93% | $385K | 27 | 25 |
| South Carolina | 96% | $305K | 24 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Wolfe Financial, Inc lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hendricks County, IN | Mortgage lenders | 99% | 175 | 173 |
| Bell County, TX | Mortgage lenders | 94% | 135 | 127 |
| Marion County, IN | Mortgage lenders | 96% | 131 | 126 |
| Randolph County, NC | Mortgage lenders | 99% | 119 | 118 |
| Guilford County, NC | Mortgage lenders | 96% | 112 | 108 |
| Shelby County, TN | Mortgage lenders | 92% | 104 | 96 |
| Livingston Parish, LA | Mortgage lenders | 100% | 55 | 55 |
| East Baton Rouge Parish, LA | Mortgage lenders | 100% | 50 | 50 |
| Vigo County, IN | Mortgage lenders | 100% | 48 | 48 |
| Outagamie County, WI | Mortgage lenders | 95% | 39 | 37 |
| Winnebago County, WI | Mortgage lenders | 88% | 32 | 28 |
| Montgomery County, TX | Refinance | 100% | 25 | 25 |
The county markets where Wolfe Financial, Inc made the most loans. Each link opens that market with every lender ranked.
Questions about Wolfe Financial, Inc
What is Wolfe Financial, Inc's mortgage approval rate?
Wolfe Financial, Inc approved 95.6% of the 2,045 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 86.1% national rate for the same mix of loan types.
How often do borrowers take the loan Wolfe Financial, Inc offers?
Borrowers accepted 100% of the loans Wolfe Financial, Inc approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Wolfe Financial, Inc make?
The typical home purchase mortgage loan Wolfe Financial, Inc made was $245K; across all loan types its typical loan ran from $165K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Wolfe Financial, Inc lend?
Wolfe Financial, Inc decided applications in 14 of the states Fat Boy Data covers, most of them in Indiana, North Carolina and Texas.
Can I apply to Wolfe Financial, Inc directly?
Yes. Wolfe Financial, Inc reports as a direct lender that takes applications from borrowers.
Does this page show Wolfe Financial, Inc's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Wolfe Financial, Inc treats applications, then get a rate quote from the lender.