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refinance lenders · HMDA 2023–2025

Refinance lenders in Montgomery County, Texas

Fat Boy Data analyzed mortgage refinance activity in Montgomery County, Texas, home to Conroe, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,776 applications were decided by 313 lenders between 2023 and 2025.

Montgomery County at a glance

313Active lenders41 with 20+ decisions
71.1%Market approval rate3,395 of 4,776 decided
$335KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,065 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County71.1%Texas70.9%All 616 counties76.5%
Typical loan compared
Montgomery County$335KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Montgomery County, TX, 263 of them.

Wolfe Financial, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 39One lender: 14% approved of 28One lender: 16% approved of 103One lender: 23% approved of 22One lender: 23% approved of 130One lender: 32% approved of 41Lakeview Loan Servicing, LLC: 43% approved of 258One lender: 45% approved of 31One lender: 48% approved of 21One lender: 50% approved of 36One lender: 52% approved of 25One lender: 53% approved of 51One lender: 55% approved of 134One lender: 58% approved of 64One lender: 61% approved of 23One lender: 62% approved of 47One lender: 66% approved of 119Zions Bancorporation, N.A.: 67% approved of 224One lender: 68% approved of 79One lender: 69% approved of 32One lender: 71% approved of 24One lender: 71% approved of 111Rocket Mortgage, LLC: 71% approved of 400One lender: 71% approved of 21One lender: 77% approved of 53One lender: 85% approved of 164One lender: 85% approved of 33One lender: 85% approved of 55One lender: 86% approved of 35One lender: 87% approved of 104United Wholesale Mortgage, LLC: 88% approved of 629One lender: 90% approved of 21One lender: 91% approved of 57One lender: 92% approved of 48One lender: 92% approved of 75One lender: 93% approved of 27One lender: 94% approved of 31One lender: 94% approved of 31One lender: 94% approved of 32Freedom Mortgage Corporation: 94% approved of 249One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%553 / 62995%$395K523
2Rocket Mortgage, LLC71%285 / 40092%$315K263
3Lakeview Loan Servicing, LLC43%112 / 25862%$345K70
4Freedom Mortgage Corporation94%235 / 24980%$345K188
5Zions Bancorporation, N.A.67%151 / 22485%$205K129

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 308 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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