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refinance lenders · HMDA 2023–2025

Refinance lenders in Montgomery County, Texas

Fat Boy Data analyzed mortgage refinance activity in Montgomery County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,776 applications were decided by 313 lenders between 2023 and 2025.

Montgomery County at a glance

313Active lenders41 with 20+ decisions
71.1%Market approval rate3,395 of 4,776 decided
$335KTypical loanmedian lender, $10K brackets
90%Borrower take-up3,065 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County71.1%Texas70.9%All 616 counties76.5%
Typical loan compared
Montgomery County$335KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Montgomery County, TX, 263 of them.

Wolfe Financial, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 13% approved of 39Amerisave Mortgage Corporation: 14% approved of 28Discover Bank: 16% approved of 10321St Mortgage Corporation: 23% approved of 22Mortgage Research Center, LLC: 23% approved of 130Navy Federal Credit Union: 32% approved of 41Lakeview Loan Servicing, LLC: 43% approved of 258Carrington Mortgage Services, LLC: 45% approved of 31Wells Fargo Bank, National Association: 48% approved of 21Comerica Bank: 50% approved of 36Prosperity Bank: 52% approved of 25Regions Bank: 53% approved of 51Bank of America, National Association: 55% approved of 134Frost Bank: 58% approved of 64Truist Bank: 61% approved of 23Loandepot.Com, LLC: 62% approved of 47PNC Bank, National Association: 66% approved of 119Zions Bancorporation, N.A.: 67% approved of 224Newrez LLC: 68% approved of 79Kind Lending, LLC: 69% approved of 32Cadence Bank: 71% approved of 24Royal United Mortgage LLC: 71% approved of 111Rocket Mortgage, LLC: 71% approved of 400First Financial Bank: 71% approved of 21Planet Home Lending, LLC: 77% approved of 53Pennymac Loan Services, LLC: 85% approved of 164Mutual of Omaha Mortgage, Inc.: 85% approved of 33JPMorgan Chase Bank, National Association: 85% approved of 55Fairway Independent Mortgage Corporation: 86% approved of 35Village Capital & Investment LLC: 87% approved of 104United Wholesale Mortgage, LLC: 88% approved of 629Longbridge Financial, LLC: 90% approved of 21Amerihome Mortgage Company, LLC: 91% approved of 57Nationstar Mortgage LLC: 92% approved of 48Cmg Mortgage, Inc.: 92% approved of 75Guild Mortgage Company LLC: 93% approved of 27Mortgage Solutions of Colorado, LLC: 94% approved of 31Finance of America Reverse LLC: 94% approved of 31Crosscountry Mortgage, LLC: 94% approved of 32Freedom Mortgage Corporation: 94% approved of 249Wolfe Financial, Inc: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%553 / 62995%$395K523
2Rocket Mortgage, LLC71%285 / 40092%$315K263
3Lakeview Loan Servicing, LLC43%112 / 25862%$345K70
4Freedom Mortgage Corporation94%235 / 24980%$345K188
5Zions Bancorporation, N.A.67%151 / 22485%$205K129

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 308 more lenders.

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Other lending data for Montgomery County

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Nearby markets

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