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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Shelby County, Tennessee

Fat Boy Data analyzed home purchase mortgage activity in Shelby County, Tennessee, home to Memphis, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 22,176 applications were decided by 483 lenders between 2023 and 2025.

Shelby County at a glance

483Active lenders112 with 20+ decisions
88.6%Market approval rate19,638 of 22,176 decided
$275KTypical loanmedian lender, $10K brackets
97%Borrower take-up18,989 loans funded

How Shelby County compares

Approval rate compared
Shelby County88.6%Tennessee88.8%All 616 counties87.6%
Typical loan compared
Shelby County$275KTennessee$325KAll 616 counties$335K

What the data shows

Community Mortgage Corporation made the most home purchase mortgages in Shelby County, TN, 1,631 of them.

Financial Federal Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 253.

The typical home purchase mortgage here is $275K, 15% smaller than the Tennessee typical of $325K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 106One lender: 57% approved of 88One lender: 69% approved of 261One lender: 71% approved of 112One lender: 74% approved of 476One lender: 75% approved of 432One lender: 78% approved of 94One lender: 78% approved of 396One lender: 79% approved of 103One lender: 79% approved of 85One lender: 80% approved of 711One lender: 82% approved of 92One lender: 82% approved of 88One lender: 84% approved of 87One lender: 85% approved of 176One lender: 85% approved of 737One lender: 86% approved of 563One lender: 86% approved of 162One lender: 87% approved of 203Rocket Mortgage, LLC: 87% approved of 745One lender: 88% approved of 112One lender: 88% approved of 75One lender: 88% approved of 185One lender: 89% approved of 222One lender: 89% approved of 85One lender: 90% approved of 269One lender: 90% approved of 674One lender: 90% approved of 229One lender: 91% approved of 89Cadence Bank: 91% approved of 770One lender: 92% approved of 72One lender: 92% approved of 145One lender: 92% approved of 195One lender: 92% approved of 230One lender: 92% approved of 104One lender: 93% approved of 703One lender: 93% approved of 339One lender: 93% approved of 91One lender: 94% approved of 155One lender: 94% approved of 531Pinnacle Bank: 94% approved of 1,313One lender: 94% approved of 128One lender: 94% approved of 324One lender: 94% approved of 385One lender: 95% approved of 147One lender: 96% approved of 112One lender: 96% approved of 159One lender: 96% approved of 96Community Mortgage Corporation: 96% approved of 1,701One lender: 96% approved of 75One lender: 96% approved of 154One lender: 97% approved of 378One lender: 97% approved of 167One lender: 97% approved of 116One lender: 98% approved of 684Patriot Bank: 98% approved of 775One lender: 98% approved of 89One lender: 99% approved of 491One lender: 99% approved of 177One lender: 100% approved of 253

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Mortgage Corporation96%1,631 / 1,701100%$275K1,631
2Pinnacle Bank94%1,231 / 1,31397%$225K1,199
3Patriot Bank98%757 / 775100%$285K757
4Cadence Bank91%701 / 77099%$275K692
5Rocket Mortgage, LLC87%648 / 74598%$275K635

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 478 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Shelby County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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