Workmen's Circle Credit Union mortgage approval rate & lending review
Workmen's Circle Credit Union decided 258 mortgage applications and funded 249 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Workmen's Circle Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Workmen's Circle Credit Union at a glance
Approval is 22.6 points above the 74.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 28 / 28 | 100% | $255K | 28 |
| Home improvement loans | 94% | 75 / 80 | 99% | $105K | 74 |
| Investment property purchase | 95% | 40 / 42 | 100% | $205K | 40 |
| Investment cash-out refinance | 100% | 37 / 37 | 100% | $225K | 37 |
| Investment refinance | 98% | 58 / 59 | 100% | $155K | 58 |
Workmen's Circle Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 97% | $155K | 256 | 247 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Workmen's Circle Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Chatham County, GA | Home improvement loans | 94% | 79 | 73 |
| Chatham County, GA | Investment refinance | 98% | 59 | 58 |
| Chatham County, GA | Investment property purchase | 95% | 42 | 40 |
| Chatham County, GA | Investment cash-out refinance | 100% | 37 | 37 |
The county markets where Workmen's Circle Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Workmen's Circle Credit Union
What is Workmen's Circle Credit Union's mortgage approval rate?
Workmen's Circle Credit Union approved 96.9% of the 258 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 22.6 points above the 74.3% national rate for the same mix of loan types.
How often do borrowers take the loan Workmen's Circle Credit Union offers?
Borrowers accepted 100% of the loans Workmen's Circle Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Workmen's Circle Credit Union make?
The typical home improvement loan loan Workmen's Circle Credit Union made was $105K; across all loan types its typical loan ran from $105K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Workmen's Circle Credit Union lend?
Workmen's Circle Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in Georgia, California and Colorado.
Can I apply to Workmen's Circle Credit Union directly?
Yes. Workmen's Circle Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show Workmen's Circle Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Workmen's Circle Credit Union treats applications, then get a rate quote from the lender.