Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Harford County, Maryland
Every institution that decided a 1–4 unit mortgage application in Harford County, home to Aberdeen, between 2023 and 2025: 19,723 applications, 15,548 loans actually funded, across 8 kinds of borrowing.
Harford County at a glance
19,723Applications decided
2023–2025
15,548Loans funded
79% of decisions
59Census tracts
17 ZIP codes
262,509People
ACS 2023
What the data shows
The typical purchase mortgage here is $335K.
Lending by loan type in Harford County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.4% | 9,370 | $335K | 98% | 318 |
| Home improvement loans | 65.7% | 2,766 | $85K | 90% | 98 |
| Cash-out refinance | 76.2% | 3,964 | $125K | 96% | 186 |
| Refinance | 80.7% | 2,563 | $275K | 92% | 185 |
| Investment property purchase | 88.7% | 655 | $215K | 95% | 154 |
| Investment cash-out refinance | 79.3% | 222 | $165K | 93% | 74 |
| Investment refinance | 71.7% | 106 | $175K | 87% | 55 |
| Investment home improvement | 42.9% | 77 | $65K | 85% | 25 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.