Home improvement loan lenders in Harford County, Maryland
Fat Boy Data analyzed home improvement loan activity in Harford County, Maryland, home to Aberdeen, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,766 applications were decided by 98 lenders between 2023 and 2025.
Harford County at a glance
How Harford County compares
What the data shows
Aberdeen Proving Ground Federal Credit Union made the most home improvement loans in Harford County, MD, 414 of them.
That is 25% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Meridian Bank approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.
Lenders approved 65.7% of home improvement loan applications in Harford County, MD, 9.7 percentage points above the Maryland rate of 56.0%.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Harford County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Aberdeen Proving Ground Federal Credit Union | 80% | 530 / 664 | 78% | $65K | 414 |
| 2 | Manufacturers and Traders Trust Company | 60% | 191 / 316 | 94% | $85K | 179 |
| 3 | First National Bank of Pennsylvania | 67% | 195 / 293 | 99% | $105K | 193 |
| 4 | Bank of America, National Association | 41% | 119 / 288 | 99% | $105K | 118 |
| 5 | PNC Bank, National Association | 67% | 110 / 163 | 97% | $85K | 107 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 93 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Harford County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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