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refinance lenders · HMDA 2023–2025

Refinance lenders in Harford County, Maryland

Fat Boy Data analyzed mortgage refinance activity in Harford County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,563 applications were decided by 185 lenders between 2023 and 2025.

Harford County at a glance

185Active lenders19 with 20+ decisions
80.7%Market approval rate2,069 of 2,563 decided
$275KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,908 loans funded

How Harford County compares

Approval rate compared
Harford County80.7%Maryland76.1%All 616 counties76.5%
Typical loan compared
Harford County$275KMaryland$405KAll 616 counties$295K

What the data shows

First National Bank of Pennsylvania made the most mortgage refinances in Harford County, MD, 180 of them.

Primary Residential Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical mortgage refinance here is $275K, 32% smaller than the Maryland typical of $405K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 37% approved of 51Citizens Bank, National Association: 48% approved of 25Bank of America, National Association: 61% approved of 72Mortgage Research Center, LLC: 63% approved of 35Wells Fargo Bank, National Association: 67% approved of 21Truist Bank: 70% approved of 104First National Bank of Pennsylvania: 71% approved of 253PNC Bank, National Association: 78% approved of 147Aberdeen Proving Ground Federal Credit Union: 83% approved of 241Rocket Mortgage, LLC: 85% approved of 149Newrez LLC: 85% approved of 54Pennymac Loan Services, LLC: 87% approved of 77Manufacturers and Traders Trust Company: 89% approved of 219United Wholesale Mortgage, LLC: 89% approved of 156Crosscountry Mortgage, LLC: 92% approved of 24Village Capital & Investment LLC: 94% approved of 49Freedom Mortgage Corporation: 95% approved of 130Primary Residential Mortgage, Inc.: 100% approved of 34Nfm, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Harford County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Pennsylvania71%180 / 253100%$155K180
2Aberdeen Proving Ground Federal Credit Union83%200 / 24184%$105K167
3Manufacturers and Traders Trust Company89%195 / 21991%$105K177
4United Wholesale Mortgage, LLCBroker only89%139 / 15695%$385K132
5Rocket Mortgage, LLC85%126 / 14994%$325K119

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 180 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Harford County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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