Investment property cash-out lenders in Harford County, Maryland
Fat Boy Data analyzed investment cash-out refinance activity in Harford County, Maryland, home to Aberdeen, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 222 applications were decided by 74 lenders between 2023 and 2025.
Harford County at a glance
How Harford County compares
What the data shows
Freedom of Maryland Federal Credit Union made the most investment cash-out refinances in Harford County, MD, 20 of them.
Freedom of Maryland Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.
Lenders approved 79.3% of investment cash-out refinance applications in Harford County, MD, 8.9 percentage points above the Maryland rate of 70.4%.
Investment property cash-out lenders in Harford County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Freedom of Maryland Federal Credit Union | 100% | 20 / 20 | 100% | $145K | 20 |
| 2 | Rocket Mortgage, LLCLimited sample | 77% | 10 / 13 | 100% | $195K | 10 |
| 3 | United Wholesale Mortgage, LLCBroker only | 73% | 8 / 11 | 100% | $255K | 8 |
| 4 | Ocmbc, Inc.Broker only | 80% | 8 / 10 | 62% | $165K | 5 |
| 5 | Temple View Capital Funding, LpLimited sample | 90% | 9 / 10 | 100% | $205K | 9 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 69 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Harford County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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