Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Suffolk County, Massachusetts
Every institution that decided a 1–4 unit mortgage application in Suffolk County, home to Boston, between 2023 and 2025: 31,662 applications, 23,567 loans actually funded, across 8 kinds of borrowing.
Suffolk County at a glance
31,662Applications decided
2023–2025
23,567Loans funded
74% of decisions
234Census tracts
31 ZIP codes
782,172People
ACS 2023
What the data shows
The typical purchase mortgage here is $575K.
Investment home improvement is the hardest money to get here: lenders approved 46% of 560 applications.
Lending by loan type in Suffolk County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.0% | 14,906 | $575K | 98% | 384 |
| Home improvement loans | 51.9% | 4,526 | $155K | 92% | 136 |
| Cash-out refinance | 61.1% | 2,454 | $305K | 95% | 208 |
| Refinance | 69.6% | 4,176 | $355K | 95% | 234 |
| Investment property purchase | 88.1% | 3,070 | $615K | 96% | 303 |
| Investment cash-out refinance | 74.5% | 975 | $575K | 92% | 180 |
| Investment refinance | 78.6% | 995 | $615K | 94% | 189 |
| Investment home improvement | 46.4% | 560 | $255K | 97% | 93 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.