Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Muskegon County, Michigan
Every institution that decided a 1–4 unit mortgage application in Muskegon County between 2023 and 2025: 15,420 applications, 11,591 loans actually funded, across 8 kinds of borrowing.
Muskegon County at a glance
15,420Applications decided
2023–2025
11,591Loans funded
75% of decisions
45Census tracts
10 ZIP codes
175,378People
ACS 2023
What the data shows
The typical purchase mortgage here is $195K.
Lending by loan type in Muskegon County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.2% | 7,561 | $195K | 94% | 224 |
| Home improvement loans | 69.6% | 2,328 | $55K | 93% | 82 |
| Cash-out refinance | 72.0% | 2,553 | $135K | 95% | 148 |
| Refinance | 79.8% | 2,090 | $105K | 93% | 131 |
| Investment property purchase | 90.8% | 511 | $145K | 96% | 117 |
| Investment cash-out refinance | 72.4% | 156 | $115K | 99% | 61 |
| Investment refinance | 78.2% | 133 | $155K | 95% | 45 |
| Investment home improvement | 51.1% | 88 | $45K | 89% | 32 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.