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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Muskegon County, Michigan

Fat Boy Data analyzed home improvement loan activity in Muskegon County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,328 applications were decided by 82 lenders between 2023 and 2025.

Muskegon County at a glance

82Active lenders16 with 20+ decisions
69.6%Market approval rate1,620 of 2,328 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,513 loans funded

How Muskegon County compares

Approval rate compared
Muskegon County69.6%Michigan67.0%All 616 counties62.7%
Typical loan compared
Muskegon County$55KMichigan$55KAll 616 counties$75K

What the data shows

Lake Michigan Credit Union made the most home improvement loans in Muskegon County, MI, 443 of them.

That is 29% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Best Financial Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 135.

Only 2 lenders here typically write at or below $35K: Muskegon Co-op Federal Credit Union, Family Financial Credit Union.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 22One lender: 31% approved of 39One lender: 44% approved of 79The Huntington National Bank: 54% approved of 479One lender: 55% approved of 31One lender: 62% approved of 26One lender: 64% approved of 33Fifth Third Bank, National Association: 66% approved of 258One lender: 68% approved of 77One lender: 69% approved of 54PNC Bank, National Association: 70% approved of 138One lender: 76% approved of 59One lender: 79% approved of 52Lake Michigan Credit Union: 83% approved of 554One lender: 98% approved of 55Best Financial Credit Union: 100% approved of 135

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Muskegon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lake Michigan Credit Union83%462 / 55496%$55K443
2The Huntington National Bank54%257 / 47995%$75K243
3Fifth Third Bank, National Association66%170 / 25898%$55K166
4PNC Bank, National Association70%96 / 13899%$55K95
5Best Financial Credit Union100%135 / 13599%$65K134

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 77 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Muskegon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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