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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Muskegon County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Muskegon County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,553 applications were decided by 148 lenders between 2023 and 2025.

Muskegon County at a glance

148Active lenders23 with 20+ decisions
72.0%Market approval rate1,838 of 2,553 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,745 loans funded

How Muskegon County compares

Approval rate compared
Muskegon County72.0%Michigan71.5%All 616 counties68.2%
Typical loan compared
Muskegon County$135KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Muskegon County, MI, 449 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Van Dyk Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 35Amerisave Mortgage Corporation: 31% approved of 121One lender: 38% approved of 45One lender: 41% approved of 22One lender: 43% approved of 30One lender: 45% approved of 65One lender: 51% approved of 92One lender: 69% approved of 36Fifth Third Bank, National Association: 73% approved of 113One lender: 74% approved of 62One lender: 74% approved of 35One lender: 74% approved of 47United Wholesale Mortgage, LLC: 78% approved of 146One lender: 79% approved of 72Rocket Mortgage, LLC: 80% approved of 568One lender: 81% approved of 27One lender: 83% approved of 23One lender: 84% approved of 45The Huntington National Bank: 86% approved of 195One lender: 91% approved of 77One lender: 95% approved of 94One lender: 98% approved of 40One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Muskegon County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%455 / 56899%$135K449
2The Huntington National Bank86%167 / 19595%$105K159
3United Wholesale Mortgage, LLCBroker only78%114 / 14697%$195K111
4Amerisave Mortgage Corporation31%38 / 121100%$75K38
5Fifth Third Bank, National Association73%82 / 11399%$135K81

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 143 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Muskegon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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