Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Harrison County, Mississippi
Every institution that decided a 1–4 unit mortgage application in Harrison County, home to Gulfport, between 2023 and 2025: 16,854 applications, 11,892 loans actually funded, across 8 kinds of borrowing.
Harrison County at a glance
16,854Applications decided
2023–2025
11,892Loans funded
71% of decisions
81Census tracts
11 ZIP codes
209,443People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Home improvement loans is the hardest money to get here: lenders approved 54% of 1,099 applications.
Lending by loan type in Harrison County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.3% | 9,014 | $225K | 95% | 266 |
| Home improvement loans | 54.1% | 1,099 | $55K | 90% | 60 |
| Cash-out refinance | 56.5% | 2,574 | $145K | 95% | 121 |
| Refinance | 75.1% | 2,065 | $165K | 91% | 121 |
| Investment property purchase | 86.6% | 1,271 | $155K | 92% | 213 |
| Investment cash-out refinance | 71.4% | 217 | $115K | 93% | 62 |
| Investment refinance | 86.2% | 486 | $115K | 96% | 71 |
| Investment home improvement | 63.3% | 128 | $105K | 94% | 32 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.