refinance lenders · HMDA 2023–2025

Refinance lenders in Harrison County, Mississippi

Fat Boy Data analyzed mortgage refinance activity in Harrison County, Mississippi, home to Gulfport, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,065 applications were decided by 121 lenders between 2023 and 2025.

Harrison County at a glance

121Active lenders21 with 20+ decisions
75.1%Market approval rate1,551 of 2,065 decided
$165KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,407 loans funded

How Harrison County compares

Approval rate compared
Harrison County75.1%Mississippi78.6%All 616 counties76.5%
Typical loan compared
Harrison County$165KMississippi$105KAll 616 counties$295K

What the data shows

Cadence Bank made the most mortgage refinances in Harrison County, MS, 151 of them.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical mortgage refinance here is $165K, 57% larger than the Mississippi typical of $105K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 44% approved of 64Gulf Coast Community Federal Credit Union: 52% approved of 235One lender: 57% approved of 74One lender: 57% approved of 28One lender: 59% approved of 104One lender: 62% approved of 34One lender: 65% approved of 23Cadence Bank: 78% approved of 199One lender: 79% approved of 57One lender: 80% approved of 100One lender: 80% approved of 25Rocket Mortgage, LLC: 81% approved of 117One lender: 86% approved of 21One lender: 87% approved of 68Community Bank of Mississippi: 87% approved of 117One lender: 88% approved of 24One lender: 88% approved of 74One lender: 92% approved of 114One lender: 93% approved of 44Freedom Mortgage Corporation: 93% approved of 150One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Harrison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Gulf Coast Community Federal Credit Union52%123 / 23593%$65K114
2Cadence Bank78%155 / 19997%$95K151
3Freedom Mortgage Corporation93%140 / 15075%$245K105
4Rocket Mortgage, LLC81%95 / 11795%$235K90
5Community Bank of Mississippi87%102 / 11794%$115K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 116 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Harrison County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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