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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Harrison County, Mississippi

Fat Boy Data analyzed home improvement loan activity in Harrison County, Mississippi, home to Gulfport, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,099 applications were decided by 60 lenders between 2023 and 2025.

Harrison County at a glance

60Active lenders10 with 20+ decisions
54.1%Market approval rate595 of 1,099 decided
$55KTypical loanmedian lender, $10K brackets
90%Borrower take-up538 loans funded

How Harrison County compares

Approval rate compared
Harrison County54.1%Mississippi54.6%All 616 counties62.7%
Typical loan compared
Harrison County$55KMississippi$55KAll 616 counties$75K

What the data shows

Hancock Whitney Bank made the most home improvement loans in Harrison County, MS, 117 of them.

Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 75% of 56.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 39One lender: 18% approved of 40Regions Bank: 42% approved of 186Keesler: 44% approved of 245Navy Federal Credit Union: 59% approved of 111One lender: 59% approved of 22Hancock Whitney Bank: 70% approved of 194One lender: 71% approved of 21Community Bank of Mississippi: 75% approved of 56One lender: 93% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Harrison County

LenderApprovalApprovedTaken upTypical loanLoans made
1Keesler44%107 / 24599%$55K106
2Hancock Whitney Bank70%135 / 19487%$105K117
3Regions Bank42%79 / 18689%$55K70
4Navy Federal Credit Union59%65 / 11198%$55K64
5Community Bank of Mississippi75%42 / 5698%$55K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 55 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Harrison County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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