Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Jackson County, Mississippi
Every institution that decided a 1–4 unit mortgage application in Jackson County, home to Pascagoula, between 2023 and 2025: 11,429 applications, 8,100 loans actually funded, across 8 kinds of borrowing.
Jackson County at a glance
11,429Applications decided
2023–2025
8,100Loans funded
71% of decisions
42Census tracts
9 ZIP codes
144,437People
ACS 2023
What the data shows
The typical purchase mortgage here is $205K.
Home improvement loans is the hardest money to get here: lenders approved 57% of 789 applications.
Lending by loan type in Jackson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 81.7% | 6,452 | $205K | 93% | 224 |
| Home improvement loans | 57.2% | 789 | $65K | 90% | 52 |
| Cash-out refinance | 60.5% | 1,771 | $145K | 96% | 101 |
| Refinance | 75.6% | 1,129 | $115K | 91% | 105 |
| Investment property purchase | 87.1% | 775 | $145K | 88% | 158 |
| Investment cash-out refinance | 67.7% | 136 | $125K | 91% | 46 |
| Investment refinance | 95.6% | 293 | $85K | 96% | 37 |
| Investment home improvement | 61.9% | 84 | $55K | 94% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.