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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Jackson County, Mississippi

Fat Boy Data analyzed investment property refinance activity in Jackson County, Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 293 applications were decided by 37 lenders between 2023 and 2025.

Jackson County at a glance

37Active lenders4 with 20+ decisions
95.6%Market approval rate280 of 293 decided
$85KTypical loanmedian lender, $10K brackets
96%Borrower take-up270 loans funded

How Jackson County compares

Approval rate compared
Jackson County95.6%Mississippi90.4%All 616 counties77.7%
Typical loan compared
Jackson County$85KMississippi$85KAll 616 counties$235K

What the data shows

Community Bank of Mississippi made the most investment property refinances in Jackson County, MS, 101 of them.

That is 37% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 99% of 107.

Lenders approved 95.6% of investment property refinance applications in Jackson County, MS, 5.1 percentage points above the Mississippi rate of 90.4%.

Investment property refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Bank of Mississippi99%106 / 10795%$85K101
2Cadence Bank94%33 / 3597%$125K32
3Merchants & Marine Bank97%32 / 33100%$45K32
4The Citizens Bank Of Philadelphia, Mississippi96%22 / 23100%$65K22
5The First BankLimited sample100%12 / 12100%$45K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 32 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Jackson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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