refinance lenders · HMDA 2023–2025

Refinance lenders in Jackson County, Mississippi

Fat Boy Data analyzed mortgage refinance activity in Jackson County, Mississippi, home to Pascagoula, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,129 applications were decided by 105 lenders between 2023 and 2025.

Jackson County at a glance

105Active lenders17 with 20+ decisions
75.6%Market approval rate854 of 1,129 decided
$115KTypical loanmedian lender, $10K brackets
91%Borrower take-up773 loans funded

How Jackson County compares

Approval rate compared
Jackson County75.6%Mississippi78.6%All 616 counties76.5%
Typical loan compared
Jackson County$115KMississippi$105KAll 616 counties$295K

What the data shows

Community Bank of Mississippi made the most mortgage refinances in Jackson County, MS, 70 of them.

The Peoples Bank, Biloxi, Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 23One lender: 46% approved of 28One lender: 55% approved of 22One lender: 57% approved of 56One lender: 62% approved of 39One lender: 70% approved of 43Rocket Mortgage, LLC: 71% approved of 86One lender: 75% approved of 51One lender: 81% approved of 31Hancock Whitney Bank: 81% approved of 64One lender: 84% approved of 31One lender: 85% approved of 60Community Bank of Mississippi: 88% approved of 83United Wholesale Mortgage, LLC: 91% approved of 65One lender: 96% approved of 23Freedom Mortgage Corporation: 96% approved of 82One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%61 / 8692%$195K56
2Community Bank of Mississippi88%73 / 8396%$105K70
3Freedom Mortgage Corporation96%79 / 8280%$255K63
4United Wholesale Mortgage, LLCBroker only91%59 / 6588%$235K52
5Hancock Whitney Bank81%52 / 6485%$105K44

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 100 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Jackson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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