Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Franklin County, Missouri
Every institution that decided a 1–4 unit mortgage application in Franklin County, home to Washington, between 2023 and 2025: 7,566 applications, 6,057 loans actually funded, across 8 kinds of borrowing.
Franklin County at a glance
7,566Applications decided
2023–2025
6,057Loans funded
80% of decisions
28Census tracts
12 ZIP codes
105,316People
ACS 2023
What the data shows
The typical purchase mortgage here is $215K.
Home improvement loans is the hardest money to get here: lenders approved 64% of 688 applications.
Lending by loan type in Franklin County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.0% | 4,122 | $215K | 95% | 217 |
| Home improvement loans | 64.4% | 688 | $55K | 96% | 58 |
| Cash-out refinance | 69.4% | 1,072 | $155K | 94% | 119 |
| Refinance | 84.2% | 1,032 | $175K | 92% | 126 |
| Investment property purchase | 94.0% | 468 | $125K | 96% | 69 |
| Investment cash-out refinance | 94.6% | 37 | $115K | 94% | 19 |
| Investment refinance | 95.0% | 99 | $115K | 96% | 27 |
| Investment home improvement | 87.5% | 48 | $95K | 98% | 21 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.