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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Franklin County, Missouri

Fat Boy Data analyzed investment cash-out refinance activity in Franklin County, Missouri, home to Washington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 37 applications were decided by 19 lenders between 2023 and 2025.

Franklin County at a glance

19Active lenders0 with 20+ decisions
94.6%Market approval rate35 of 37 decided
$115KTypical loanmedian lender, $10K brackets
94%Borrower take-up33 loans funded

How Franklin County compares

Approval rate compared
Franklin County94.6%Missouri75.5%All 616 counties73.1%
Typical loan compared
Franklin County$115KMissouri$145KAll 616 counties$205K

What the data shows

Sullivan Bank made the most investment cash-out refinances in Franklin County, MO, 9 of them.

That is 27% of every investment cash-out refinance originated here, so this market is unusually concentrated in one lender.

Lenders approved 94.6% of investment cash-out refinance applications in Franklin County, MO, 19.1 percentage points above the Missouri rate of 75.5%.

The typical investment cash-out refinance here is $115K, 21% smaller than the Missouri typical of $145K.

Investment property cash-out lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1Sullivan BankLimited sample100%9 / 9100%$105K9
2United Bank of UnionLimited sample100%4 / 4100%$175K4
3Dominion Financial Services, LLCBroker only100%3 / 333%$115K1
4First State Community BankLimited sample100%2 / 2100%$115K2
5Flat Branch Mortgage, Inc.Limited sample100%2 / 2100%$85K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 14 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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