Home improvement loan lenders in Franklin County, Missouri
Fat Boy Data analyzed home improvement loan activity in Franklin County, Missouri, home to Washington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 688 applications were decided by 58 lenders between 2023 and 2025.
Franklin County at a glance
How Franklin County compares
What the data shows
First Community made the most home improvement loans in Franklin County, MO, 105 of them.
First State Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 90% of 62.
The typical home improvement loan here is $55K, 15% smaller than the Missouri typical of $65K.
Only 1 lender here typically writes at or below $35K: Commerce Bank.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Franklin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | First Community | 68% | 111 / 164 | 95% | $55K | 105 |
| 2 | U.S. Bank National Association | 56% | 53 / 95 | 98% | $55K | 52 |
| 3 | First State Community Bank | 90% | 56 / 62 | 98% | $45K | 55 |
| 4 | Discover Bank | 42% | 15 / 36 | 100% | $55K | 15 |
| 5 | Bank of America, National Association | 43% | 12 / 28 | 100% | $75K | 12 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 53 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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