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refinance lenders · HMDA 2023–2025

Refinance lenders in Franklin County, Missouri

Fat Boy Data analyzed mortgage refinance activity in Franklin County, Missouri, home to Washington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,032 applications were decided by 126 lenders between 2023 and 2025.

Franklin County at a glance

126Active lenders15 with 20+ decisions
84.2%Market approval rate869 of 1,032 decided
$175KTypical loanmedian lender, $10K brackets
92%Borrower take-up801 loans funded

How Franklin County compares

Approval rate compared
Franklin County84.2%Missouri82.7%All 616 counties76.5%
Typical loan compared
Franklin County$175KMissouri$245KAll 616 counties$295K

What the data shows

United Bank of Union made the most mortgage refinances in Franklin County, MO, 89 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical mortgage refinance here is $175K, 29% smaller than the Missouri typical of $245K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Newrez LLC: 68% approved of 47One lender: 72% approved of 25One lender: 76% approved of 41One lender: 77% approved of 30First State Community Bank: 86% approved of 58One lender: 88% approved of 24One lender: 89% approved of 38One lender: 90% approved of 20United Wholesale Mortgage, LLC: 94% approved of 48Sullivan Bank: 96% approved of 55United Bank of Union: 97% approved of 92One lender: 100% approved of 31One lender: 100% approved of 24One lender: 100% approved of 22One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Franklin County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Bank of Union97%89 / 92100%$145K89
2First State Community Bank86%50 / 5898%$75K49
3Sullivan Bank96%53 / 5592%$165K49
4United Wholesale Mortgage, LLCBroker only94%45 / 4891%$295K41
5Newrez LLC68%32 / 47100%$265K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 121 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Franklin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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