Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Jackson County, Missouri
Every institution that decided a 1–4 unit mortgage application in Jackson County, home to Kansas City, between 2023 and 2025: 55,074 applications, 43,995 loans actually funded, across 8 kinds of borrowing.
Jackson County at a glance
55,074Applications decided
2023–2025
43,995Loans funded
80% of decisions
227Census tracts
51 ZIP codes
717,021People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Investment home improvement is the hardest money to get here: lenders approved 51% of 479 applications.
Lending by loan type in Jackson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.3% | 27,511 | $235K | 98% | 449 |
| Home improvement loans | 60.1% | 6,386 | $65K | 94% | 137 |
| Cash-out refinance | 67.4% | 7,173 | $155K | 96% | 239 |
| Refinance | 79.0% | 5,805 | $215K | 94% | 267 |
| Investment property purchase | 91.2% | 4,549 | $145K | 96% | 352 |
| Investment cash-out refinance | 74.1% | 1,431 | $135K | 94% | 178 |
| Investment refinance | 83.3% | 1,740 | $135K | 94% | 197 |
| Investment home improvement | 50.9% | 479 | $75K | 91% | 96 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.