Home›Missouri›Jackson County›Investment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Jackson County, Missouri

Fat Boy Data analyzed investment home improvement loan activity in Jackson County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 479 applications were decided by 96 lenders between 2023 and 2025.

Jackson County at a glance

96Active lenders7 with 20+ decisions
50.9%Market approval rate244 of 479 decided
$75KTypical loanmedian lender, $10K brackets
91%Borrower take-up221 loans funded

How Jackson County compares

Approval rate compared
Jackson County50.9%Missouri60.0%All 616 counties51.2%
Typical loan compared
Jackson County$75KMissouri$85KAll 616 counties$115K

What the data shows

First National Bank of Omaha made the most investment home improvement loans in Jackson County, MO, 25 of them.

First National Bank of Omaha approved the highest share of applications among lenders with at least 20 decisions here, 57% of 46.

Lenders approved 50.9% of investment home improvement loan applications in Jackson County, MO, 9.1 percentage points below the Missouri rate of 60.0%.

The typical investment home improvement loan here is $75K, 12% smaller than the Missouri typical of $85K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 0% approved of 24U.S. Bank National Association: 6% approved of 33Communityamerica Federal Credit Union: 12% approved of 24One lender: 24% approved of 21One lender: 48% approved of 23First National Bank of Omaha: 57% approved of 46Figure Lending LLC: 75% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Omaha57%26 / 4696%$65K25
2U.S. Bank National Association6%2 / 33100%$45K2
3Figure Lending LLC75%21 / 2848%$55K10
4Communityamerica Federal Credit Union12%3 / 24100%$165K3
5Bank of America, National Association0%0 / 24——0

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 91 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Jackson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Jackson County

Other lending data for Jackson County

Nearby markets