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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jackson County, Missouri

Fat Boy Data analyzed cash-out refinance activity in Jackson County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,173 applications were decided by 239 lenders between 2023 and 2025.

Jackson County at a glance

239Active lenders47 with 20+ decisions
67.4%Market approval rate4,836 of 7,173 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,639 loans funded

How Jackson County compares

Approval rate compared
Jackson County67.4%Missouri70.6%All 616 counties68.2%
Typical loan compared
Jackson County$155KMissouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Jackson County, MO, 1,185 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Community Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%One lender: 19% approved of 112Amerisave Mortgage Corporation: 25% approved of 537One lender: 27% approved of 49One lender: 40% approved of 216One lender: 44% approved of 111One lender: 48% approved of 147One lender: 53% approved of 112One lender: 53% approved of 232One lender: 56% approved of 45One lender: 56% approved of 27One lender: 57% approved of 58One lender: 58% approved of 99Loandepot.Com, LLC: 58% approved of 283One lender: 62% approved of 26One lender: 62% approved of 47One lender: 63% approved of 63Freedom Mortgage Corporation: 67% approved of 249One lender: 68% approved of 37One lender: 68% approved of 28One lender: 68% approved of 156One lender: 68% approved of 122One lender: 69% approved of 42One lender: 69% approved of 75One lender: 71% approved of 34One lender: 71% approved of 187One lender: 74% approved of 57Communityamerica Federal Credit Union: 75% approved of 286One lender: 75% approved of 85One lender: 78% approved of 108One lender: 78% approved of 23One lender: 79% approved of 33One lender: 80% approved of 230Rocket Mortgage, LLC: 80% approved of 1,510One lender: 81% approved of 62One lender: 82% approved of 154One lender: 83% approved of 60One lender: 83% approved of 30One lender: 84% approved of 57One lender: 85% approved of 86One lender: 88% approved of 24One lender: 88% approved of 26One lender: 89% approved of 124One lender: 89% approved of 62One lender: 92% approved of 26One lender: 99% approved of 77One lender: 100% approved of 55One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,213 / 1,51098%$135K1,185
2Amerisave Mortgage Corporation25%135 / 53796%$95K130
3Communityamerica Federal Credit Union75%214 / 286100%$185K214
4Loandepot.Com, LLC58%163 / 28399%$165K161
5Freedom Mortgage Corporation67%166 / 24995%$195K157

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 234 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Jackson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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