HomeNew JerseyGloucester CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Gloucester County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Gloucester County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,428 applications were decided by 205 lenders between 2023 and 2025.

Gloucester County at a glance

205Active lenders34 with 20+ decisions
67.7%Market approval rate3,674 of 5,428 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,515 loans funded

How Gloucester County compares

Approval rate compared
Gloucester County67.7%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Gloucester County$165KNew Jersey$205KAll 616 counties$155K

What the data shows

Police & Fire Federal Credit Union made the most cash-out refinances in Gloucester County, NJ, 901 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 41.

The typical cash-out refinance here is $165K, 20% smaller than the New Jersey typical of $205K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 15% approved of 53Spring Eq, LLC: 26% approved of 34Amerisave Mortgage Corporation: 30% approved of 279Lakeview Loan Servicing, LLC: 34% approved of 68Carrington Mortgage Services, LLC: 41% approved of 101American Financing Corporation: 41% approved of 22Village Capital & Investment LLC: 44% approved of 34New Day Financial, LLC: 45% approved of 55Newrez LLC: 53% approved of 229Mutual of Omaha Mortgage, Inc.: 60% approved of 55PNC Bank, National Association: 60% approved of 20New American Funding, LLC: 61% approved of 67Police & Fire Federal Credit Union: 64% approved of 1,441Loandepot.Com, LLC: 66% approved of 140Wells Fargo Bank, National Association: 66% approved of 73Guaranteed Rate, Inc.: 68% approved of 25Allied Mortgage Group, Inc.: 69% approved of 45Freedom Mortgage Corporation: 70% approved of 189Sofi Bank, N.A.tional Association: 71% approved of 21Navy Federal Credit Union: 72% approved of 61Pennymac Loan Services, LLC: 73% approved of 158JPMorgan Chase Bank, National Association: 73% approved of 26United Wholesale Mortgage, LLC: 73% approved of 166The Federal Savings Bank: 76% approved of 25Lower, LLC: 79% approved of 24GoodLeap, LLC: 80% approved of 55Flagstar Bank, National Association: 80% approved of 25Rocket Mortgage, LLC: 81% approved of 1,004Nationstar Mortgage LLC: 86% approved of 117Nation One Mortgage Corporation: 88% approved of 25American Financial Network, Inc.: 91% approved of 22Cmg Mortgage, Inc.: 91% approved of 23Crosscountry Mortgage, LLC: 96% approved of 71American Neighborhood Mortgage Acceptance Company LLC: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Gloucester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Police & Fire Federal Credit Union64%922 / 1,44198%$65K901
2Rocket Mortgage, LLC81%814 / 1,00497%$165K788
3Amerisave Mortgage Corporation30%83 / 27996%$105K80
4Newrez LLC53%122 / 22998%$115K119
5Freedom Mortgage Corporation70%133 / 18995%$275K127

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 200 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Gloucester County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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