Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Doña Ana County, New Mexico
Every institution that decided a 1–4 unit mortgage application in Doña Ana County, home to Las Cruces, between 2023 and 2025: 15,193 applications, 10,408 loans actually funded, across 8 kinds of borrowing.
Doña Ana County at a glance
15,193Applications decided
2023–2025
10,408Loans funded
69% of decisions
61Census tracts
12 ZIP codes
221,665People
ACS 2023
What the data shows
Lenders approved 76.7% of home-purchase applications in Doña Ana County, 6.7 points below the New Mexico rate.
The typical purchase mortgage here is $265K.
Lending by loan type in Doña Ana County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 76.7% | 9,490 | $265K | 95% | 246 |
| Home improvement loans | 58.0% | 867 | $65K | 91% | 68 |
| Cash-out refinance | 64.4% | 2,574 | $155K | 91% | 151 |
| Refinance | 74.3% | 1,156 | $295K | 89% | 132 |
| Investment property purchase | 81.1% | 729 | $205K | 92% | 138 |
| Investment cash-out refinance | 71.3% | 202 | $165K | 90% | 76 |
| Investment refinance | 68.4% | 114 | $165K | 87% | 55 |
| Investment home improvement | 29.5% | 61 | $105K | 89% | 22 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.