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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Doña Ana County, New Mexico

Fat Boy Data analyzed cash-out refinance activity in Doña Ana County, New Mexico, home to Las Cruces, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,574 applications were decided by 151 lenders between 2023 and 2025.

Doña Ana County at a glance

151Active lenders25 with 20+ decisions
64.4%Market approval rate1,658 of 2,574 decided
$155KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,514 loans funded

How Doña Ana County compares

Approval rate compared
Doña Ana County64.4%New Mexico69.1%All 616 counties68.2%
Typical loan compared
Doña Ana County$155KNew Mexico$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Doña Ana County, NM, 485 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 86% of 22.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 44Amerisave Mortgage Corporation: 30% approved of 176One lender: 35% approved of 57One lender: 38% approved of 66One lender: 40% approved of 20One lender: 45% approved of 22One lender: 46% approved of 24One lender: 51% approved of 61One lender: 52% approved of 50One lender: 57% approved of 30Loandepot.Com, LLC: 57% approved of 109FirstLight Federal Credit Union: 62% approved of 295One lender: 63% approved of 59One lender: 65% approved of 57One lender: 68% approved of 69One lender: 69% approved of 48One lender: 69% approved of 39United Wholesale Mortgage, LLC: 70% approved of 76One lender: 72% approved of 40One lender: 75% approved of 52One lender: 76% approved of 37One lender: 76% approved of 21Rocket Mortgage, LLC: 79% approved of 640One lender: 81% approved of 21One lender: 86% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Doña Ana County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%507 / 64096%$155K485
2FirstLight Federal Credit Union62%182 / 29573%$75K133
3Amerisave Mortgage Corporation30%53 / 176100%$135K53
4Loandepot.Com, LLC57%62 / 10997%$205K60
5United Wholesale Mortgage, LLCBroker only70%53 / 7694%$215K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 146 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Doña Ana County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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