refinance lenders · HMDA 2023–2025

Refinance lenders in Doña Ana County, New Mexico

Fat Boy Data analyzed mortgage refinance activity in Doña Ana County, New Mexico, home to Las Cruces, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,156 applications were decided by 132 lenders between 2023 and 2025.

Doña Ana County at a glance

132Active lenders13 with 20+ decisions
74.3%Market approval rate859 of 1,156 decided
$295KTypical loanmedian lender, $10K brackets
89%Borrower take-up764 loans funded

How Doña Ana County compares

Approval rate compared
Doña Ana County74.3%New Mexico78.7%All 616 counties76.5%
Typical loan compared
Doña Ana County$295KNew Mexico$265KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Doña Ana County, NM, 92 of them.

Village Capital & Investment LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 39.

The typical mortgage refinance here is $295K, 11% larger than the New Mexico typical of $265K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 48One lender: 48% approved of 23Mortgage Research Center, LLC: 65% approved of 48One lender: 65% approved of 20Rocket Mortgage, LLC: 71% approved of 142Pennymac Loan Services, LLC: 76% approved of 62One lender: 79% approved of 29United Wholesale Mortgage, LLC: 86% approved of 127One lender: 86% approved of 36One lender: 91% approved of 23One lender: 92% approved of 24Freedom Mortgage Corporation: 95% approved of 78One lender: 97% approved of 39

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Doña Ana County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%101 / 14291%$265K92
2United Wholesale Mortgage, LLCBroker only86%109 / 12793%$305K101
3Freedom Mortgage Corporation95%74 / 7876%$295K56
4Pennymac Loan Services, LLC76%47 / 6294%$305K44
5Mortgage Research Center, LLC65%31 / 4897%$315K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 127 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Doña Ana County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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