Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for San Juan County, New Mexico
Every institution that decided a 1–4 unit mortgage application in San Juan County, home to Farmington, between 2023 and 2025: 6,199 applications, 3,990 loans actually funded, across 8 kinds of borrowing.
San Juan County at a glance
6,199Applications decided
2023–2025
3,990Loans funded
64% of decisions
36Census tracts
14 ZIP codes
121,178People
ACS 2023
What the data shows
Lenders approved 69.4% of home-purchase applications in San Juan County, 14.0 points below the New Mexico rate.
The typical purchase mortgage here is $195K.
Home improvement loans is the hardest money to get here: lenders approved 49% of 323 applications.
Lending by loan type in San Juan County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 69.4% | 4,055 | $195K | 93% | 159 |
| Home improvement loans | 49.2% | 323 | $65K | 92% | 41 |
| Cash-out refinance | 68.7% | 1,008 | $165K | 93% | 93 |
| Refinance | 76.2% | 500 | $225K | 91% | 86 |
| Investment property purchase | 83.8% | 185 | $155K | 94% | 55 |
| Investment cash-out refinance | 78.6% | 70 | $155K | 93% | 28 |
| Investment refinance | 86.8% | 38 | $105K | 97% | 18 |
| Investment home improvement | 75.0% | 20 | $115K | 73% | 9 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.